Bank Reserves reads $2.97T as of 2026-07-01. Change from prior reading: +0.02. Current value sits at the 9th percentile of the trailing 5 years. Sourced from fred, refreshed every 6 hours, and free to access via the JSON API.
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Indicator Terminal View
Integrated Brief
WRESBAL — reserve balances held by depository institutions at the Federal Reserve, in trillions of USD. The raw cash level of the banking system, and the number market participants watch for "reserve scarcity" (the level fell from a ~$4.3T peak toward ~$3T as QT drained it). Display-only context, NOT in the DLI score: the headline tracks the net-liquidity FLOW (is liquidity being added or drained now), and reserves enter that flow via WALCL − TGA − ON RRP. The absolute level is shown here because it is the figure traders quote, while the reserve-buffer ratio normalizes it against bank assets. A reserve LEVEL was deliberately kept out of the score — it anti-tracks financial conditions in an ample regime.
Core Print
Current Interpretation
Bank Reserves is currently 2.97 (daily change +0.02). Based on its standardized history position (z-score), the current read is "Neutral range". Check related indicators to confirm whether this is isolated noise or a broader liquidity shift.
Score contribution is currently unavailable for this indicator.
Bank Reserves is a core liquidity signal used to track funding conditions and risk appetite in US dollar markets.
This indicator shifts available liquidity and risk premium, which can move valuations in equities, crypto, and credit.
Use the related indicators and the Liquidity Score direction together to avoid overreacting to a single data point.
Read our complete guide on Bank Reserves, including historical examples, interpretation methods, and common pitfalls.